Economists use the term "create" when speaking of the process by which money comes into existence.  Now, creation means making something that did not exist before.  Lumbermen make boards from trees, workers build houses from lumber, and factories manufacture automobiles from metal, glass and other materials.  But in all these they did not "create," they only changed existing materials into a more usable and, therefore, more valuable form.  This is not so with money.  Here, and here alone, man actually "creates" something