a:link{
text-decoration:none;
font-weight:bold:
}

a:hover {
COLOR: #ff9900;
text-decoration: underline;
}

body {
font-family: Humanst521 BT;
background: #ffcccc url(images/debt_background.jpg);
background-color : #ffffff;
color : #000000;
background-attachment: fixed; 
scrollbar-arrow-color: #33ff00;
scrollbar-base-color: #00cc33;
scrollbar-3dlight-color : #009999;
scrollbar-darkshadow-color : #336666;
scrollbar-face-color : #009900;
scrollbar-highlight-color : #33cc66;
scrollbar-shadow-color : #669933;
scrollbar-track-color : #00cc99;
}

.navy{
	font-family: Calligraph421 BT;
	font-size: x-small;
	color: Navy;
	padding: 3px;
	border-style: ridge;
	border-width: thin;
	border-color: Navy;
}
      
.sand{
    font-size: x-small; 
    color: #990000; 
    padding: 3px; 
    border-style: ridge; 
    border-width: thin; 
    background-color: #e1d2a9;
}